Claim back the cost of healthcare treatments such as eye tests, dental treatment and physiotherapy.

Dental bills
  • Can be extended to family members
  • Most claims are settled within 5 working days
  • No medical required to join

Enquire about this benefit

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A Healthcare Cash Plan is a type of policy that lets employees claim back the cost of their regular healthcare treatments, such as eye tests, dental treatment or physiotherapy. When an employee receives treatment, they send an image of the receipt to the Health Cash Plan Provider and it reimburses them directly. Most claims are settled within 5 working days and the funds are transferred into the employees’ bank account. There are four levels of cover to choose from with 100% reimbursement on cash benefits (up to set limits), there is no medical required to join and the cover is immediate which covers pre-existing medical conditions.

  • Tangible healthcare benefit employees can use on a regular basis
  • Helps your employees’ salaries go further with money back for optical, dental treatment, physio and more
  • Additional family members can also be included on the health cash plan scheme
  • Children are automatically included
  • Many employees don’t set aside money on a month to month basis to pay towards things like dental costs. In the event they have an emergency or problems are diagnosed during routine check-ups, the financial impact can be considerable. A health cash plan helps meet these unexpected costs
  • Encourages your staff to think proactively about their health
  • Health cash plans work alongside hospital treatment insurance or existing Private Medical Insurance to provide more comprehensive cover
  • Cash plans for health provide your employees with access to a tangible cost-effective healthcare benefit they can use on a regular basis
  • Incredibly cost-effective – available from as little as £1 per person per week
  • Reduced absenteeism – If employees know they have cover in place to pay towards dental, optical or physio costs they are more likely to go proactively for preventative check-ups. This hopefully leading to earlier diagnosis of any health issues rather than waiting they become serious with the associated time away from work
  • Cash plans be used to enhance employees relaxation such as through massage and alternative therapies
  • Can help ensure staff keep up to date with their optical prescriptions and dental health, improving their overall well-being
  • Can be used in partnership with a Private Medical Insurance scheme (PMI) – the healthcare cash plan can help towards excess payments (if applicable) for certain types of treatment

The employer provides a cash plan on a company paid basis.  From as little as £1 per employee per week. Many employers choose to provide a certain level of company paid cover and the employee can upgrade to a higher level or add family members at their own cost. This upgrade amount can be collected from salary. 

Benefit Payback Level 1 Cover
Dental 100% Up to £60
Dental Accidents 100% Up to £200
Optical 100% Up to £60
Health Screening 100% Up to £100
Specialist Consultation 100% Up to £200
Wellbeing 100% Up to £150
Complementary Therapies 100% Up to £50
Chiropody / Podiatry 100% Up to £20
Hospital In-Patient Up to 28 nts Up to £10
Day Case Up to 10 vsts Up to £10
Hospital Parental Stay Up to 28 nts Up to £10
Prescriptions 1
Confidential Counselling Helplines
Worldwide cover Up to 28 nts

Speak to an advisor today

Speak to an advisor today

If you prefer you can call us on

0800 088 7315

(All calls recorded)

Telephone lines are answered by our staff during work hours, 9am – 5pm, Monday – Friday.

Our postal address is
First Floor, Dale House, Tiviot Dale, Stockport SK1 1TA

Questions about  this benefit?

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