Purpose of Plan:

  • To supplement NHS services
  • Improve speed of treatment. Particularly now due to longer NHS waiting times
  • Extensive cover that normally doesn’t include pre-existing conditions but can do so if more than 15 employees are in the plan
  • Excess from nil to £500 per person per annum
  • Full or limited outpatient cover
  • Different hospital lists. Big issue if client is based in London or other major cities
  • Usually includes therapies/mental health/wellness programmes
  • Cancer cover commitment is usually highlighted
  • Routine dental and optical cover is usually extra cost.
  • Virtual GP 24/7
  • Employer pays 100% of premium which is taxed as a benefit in kind
  • Voluntary (employee paid) PMI is not available except for large companies (1000 employees)

Speak to an advisor today

0800 088 7315

Speak to an advisor today

0800 088 7315

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