A Healthcare Cash Plan is a type of policy that lets employees claim back the cost of their regular healthcare treatments, such as eye tests, dental treatment or physiotherapy.
When an employee receives treatment, they send the receipt to the Cash Plan Provider and it reimburses them directly. Most claims are settled within 5 working days and the funds transferred into the employees’ bank account.
There are four levels of cover to choose from with 100% reimbursement on cash benefits (up to set limits), there is no medical required to join and cover is immediate which includes pre-existing medical conditions.
|Money Back||Level 1 Cover
|Optical (100% Annual Allowance)||Up to £75|
|Dental (100% Annual Allowance)||Up to £75|
|Dental Trauma (100% Annual Allowance)||Up to £200|
|Chiropody (100% Annual Allowance)||Up to £75|
|Therapy Treatments. Physiotherapy, Acupuncture, Chiropractic, Homeopathy, Osteopathy (100% annual allowance)||Up to £290|
|Consultation (100% Annual Allowance)||Up to £230|
|MRI, CT and PET Scanning Facilities|
|My Wellness can be used to speak to GP and request a private prescription.|
|24 Hour Counselling and Advice Line|
|Personal accident protection|
Provide your employees with access to a tangible cost effective healthcare benefit they can use on a regular basis.
Reduced absenteeism. If employees know they have cover in place to pay towards dental, optical or physio costs they are more likely to go proactively for preventative check-ups, hopefully leading to earlier diagnosis of any health issues rather than waiting they become serious with the associated time away from work.
If you operate a Private Medical Insurance scheme (PMI) the Cash Plan can help towards excess payments (if applicable) for certain types of treatment.
The employer provides a cashplan on a company paid basis.
Many employers choose to provide a certain level of company paid cover and the employee simply upgrades to a higher level or adds family members at their own cost. This upgrade amount can be collected from salary.
Attract and retain the best employees…
Register now and start the process
Allow your employees to be able to park quickly and easily and at a discounted rate
Click here find out more about the Car Parking benefit