Leased Car Scheme

Say hello to the Car Benefit Scheme

Enjoy Benefits bring you the Car Benefit Scheme. Through salary sacrifice, this benefit gives employees access to a brand new car of their choice, fully-maintained, serviced and insured, with no deposits or credit checks – employees just need to add the fuel!

The scheme offers savings for both employees and employers. On top of the tax efficiencies, employees will automatically be given full access to all manufacturer discounts. Employers can also make class 1 National Insurance savings.

Employees can make significant savings, benefiting from a fully-inclusive motoring package for a fixed monthly amount. The Car Benefit Scheme automatically includes

• Maintenance of the vehicle
• All servicing (including batteries, exhausts, brakes)
• No quibble, no cost tyres through Kwik fit.
• Fully comprehensive motor insurance (automatically including business use & GAP insurance)
• Annual vehicle tax
• Gold standard RAC European roadside assistance (homestart & recovery).

• Protections also cover various life events including resignation, redundancy, maternity, paternity, adoption and long term sickness. In the majority of cases this can allow a car to be returned early direct to the provider without cost to either the employee or employer.

With free carbon offsetting on every vehicle, an award winning employee platform, full cost free marketing support, savings for employees, savings for employers and the choice of virtually any vehicle there are many great reasons to consider the Car Benefit Scheme.

With its partner, Enjoy Benefits can provide a compliant, fully administered, cost free service including full implementation, marketing and ongoing scheme management.

We are happy to provide a full and comprehensive overview of the scheme and employee experience to any potential customer wishing to explore the scheme.

Please note: terms and conditions apply.

How does the Salary Sacrifice Car Lease Scheme work?

Enjoy Benefits Car Scheme enables the employee to lease a new fully maintained, taxed and insured car through Salary Sacrifice, making great savings compared to personal lease deals but without the risk.
Largest tax savings are seen on the lowest CO² emission vehicles.
The company leases the vehicle and the employee reduces their salary in exchange for their chosen car. Terms of between 24 and 48 months can be selected.
There are a range of protections built in that can allow for many life events. This can allow the car to be handed back early with no finance settlement penalty.

How will the Salary Sacrifice Car Lease Scheme benefit my employees?

Provides an affordable way of obtaining a new car.
No deposit or credit checks.
Truly fixed cost motoring.
Includes all car insurance (including business use) and maintenance costs.
Allows employees to obtain fuel savings through driving a more efficient car.
 No credit checks.

How will a Salary Sacrifice Car Lease Scheme benefit my business?

Increased staff retention.
Enhance corporate “green” credentials.
Helps towards meeting of Duty of Care obligations.
Further increase benefits package.
Easy to administer.
No cost to the business to implement and delivers a saving through employers’ NIC.
Enjoy Benefits can provide a free review if you already have a scheme in place.

Savings for the Employer

Typical National Insurance savings of £300 per annum, per vehicle. £900 over a typical 36 month contract based on a car emitting less than 75g CO² per Km